If your home has been damaged in a recent wildfire, you'll need to file an insurance claim for repairs. Unfortunately, just because you have homeowners insurance doesn't mean your claim will be without problems. In fact, it's not uncommon for people to experience significant problems with their homeowners policies after a natural disaster. After all, insurance companies are in the business to make money. The last thing they want to do is pay out millions after a disaster. That's why it's important that you hire a public adjuster for your claim. Public adjusters help you avoid problems by dealing with the insurance company for you. Here are four reasons why you need a public adjuster right now.
You Don't Understand Your Polic
If you don't understand your insurance policy, you're not alone. Insurance companies make their policies as difficult to read as possible. They're hoping that you won't understand it, and that you won't get help. However, not understanding your insurance policy can put you at risk for losing out on benefits that you might not know you have. That's where your public adjuster comes into the picture. They'll understand your policy, and work to make sure that you understand it too.
Your Neighbors Claims are Being Denied
If numerous homes in your neighborhood have been damaged or lost, it's likely that your neighbors are filing insurance claims at the same time you are. If those neighbors are having their claims denied, you need to hire a public adjuster right away. Don't wait until you receive the denial letter. Hire a public adjuster so that they can ensure that your claim is accepted the first time.
You're Afraid of Making a Costly Mistake
When it comes to dealing with natural disasters, there are a lot of mistakes that can be made, especially when it comes to the insurance claims. One mistake is to begin the cleanup before the claim is filed. Once the mess is cleaned up, it will be difficult to get an adequate appraisal on the damage and the loss. Before you start making costly mistakes, make sure you hire a public adjuster.
Your Insurance Company Wants a Quick Payout
If your insurance company wants to provide you with a quick payout, don't accept it until you've spoken to a public adjuster. They could be trying to mitigate their liability by getting you to agree to an early payout. Make sure you get everything you're entitled to by talking to a public adjuster in your area, such as The People's Choice Public Adjuster, before you accept a settlement on your claim.