Loan Programs  /  Investment Loans

Financing Built for Real Estate Investors.

Explore financing designed for investment properties and income-producing real estate.

Investment property

OVERVIEW

Financing for income-producing property

Investment property financing is structured around real estate held for income or investment rather than as a primary home. The EZ Mortgage team works with investors on a range of scenarios, from a single rental to a growing portfolio.

FINANCING OPTIONS

Investment financing options

DSCR Loans

DSCR financing can focus on the income-generating characteristics of the property, rather than using the same framework as a traditional owner-occupied mortgage. The EZ Mortgage team can explain how it may apply to your situation.

iInterest-only options may be available on qualifying loan programs. Contact the EZ Mortgage team to discuss available structures.

WHEN TO CONSIDER IT

Built for investors

Single rentals

Financing for an individual income-producing property.

Growing portfolios

Support as you add properties over time.

Property-focused review

DSCR options that look at the property’s income characteristics.

GOOD TO KNOW

Important considerations

Program requirements, including credit, down payment, debt-service coverage and loan limits, vary. Confirm current requirements with EZ Mortgage Solutions before you apply.

QUESTIONS

Investment Loans FAQ

Investment loans are intended for properties held for income or investment rather than as your primary residence.

Refinancing may be an option for an existing investment property. Contact the EZ Mortgage team to discuss your situation.

The EZ Mortgage team will typically ask about the property, its income and expenses, and your goals. They will confirm exactly what is needed for your situation.

Yes. You can contact the EZ Mortgage team to talk through your goals and available options before you submit an application.

EZ MORTGAGE SOLUTIONS

Ready to Take the Next Step?

Explore your financing options with the EZ Mortgage team.

OVERVIEW

Financing for income-producing property

Investment property financing is structured around real estate held for income or investment rather than as a primary home. The EZ Mortgage team works with investors on a range of scenarios, from a single rental to a growing portfolio.

FINANCING OPTIONS

Investment financing options

DSCR Loans

DSCR financing can focus on the income-generating characteristics of the property, rather than using the same framework as a traditional owner-occupied mortgage. The EZ Mortgage team can explain how it may apply to your situation.

iInterest-only options may be available on qualifying loan programs. Contact the EZ Mortgage team to discuss available structures.

WHEN TO CONSIDER IT

Built for investors

Single rentals

Financing for an individual income-producing property.

Growing portfolios

Support as you add properties over time.

Property-focused review

DSCR options that look at the property’s income characteristics.

GOOD TO KNOW

Important considerations

Program requirements, including credit, down payment, debt-service coverage and loan limits, vary. Confirm current requirements with EZ Mortgage Solutions before you apply.

QUESTIONS

Investment Loans FAQ

Investment loans are intended for properties held for income or investment rather than as your primary residence.

Refinancing may be an option for an existing investment property. Contact the EZ Mortgage team to discuss your situation.

The EZ Mortgage team will typically ask about the property, its income and expenses, and your goals. They will confirm exactly what is needed for your situation.

Yes. You can contact the EZ Mortgage team to talk through your goals and available options before you submit an application.

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