REFINANCING
A New Look at Your Existing Financing.
Explore refinancing options for restructuring existing financing or accessing equity across eligible properties.
OVERVIEW
Reviewing the financing you have
Refinancing replaces an existing loan with new financing. Depending on your goals and property, it may be used to change your rate or term, restructure your loan, or access equity. The EZ Mortgage team can help you compare options.
FINANCING OPTIONS
Refinancing options
Rate-and-Term Refinancing
Replace an existing loan to change the interest rate, the loan term, or both.
Cash-Out / Equity Access
Refinance into a new loan amount that may allow you to access a portion of your property’s equity, depending on eligibility.
Investment / Real Estate Refinancing
Refinancing may be available for qualifying investment and other real estate properties.
WHEN TO CONSIDER IT
When refinancing may fit
Changing your term
Explore a shorter or longer mortgage term.
Restructuring financing
Review your loan structure on an existing property.
Comparing options
Use rates and calculators to compare before you decide.
GOOD TO KNOW
Important considerations
- Refinancing involves new loan terms and closing costs; whether it fits depends on your situation.
- Results vary. Refinancing does not necessarily lower a payment or rate, save money, or provide a particular amount of cash.
- The EZ Mortgage team can help you compare options before you apply.
Eligibility requirements, rates and closing costs vary. Confirm current requirements with EZ Mortgage Solutions before you apply.
RELATED
Compare before you decide
QUESTIONS
Refinancing FAQ
Refinancing may be available for qualifying investment and other real estate properties. The EZ Mortgage team can review your scenario.
The EZ Mortgage team will typically ask about the property, your goals and the details of the transaction. They will confirm exactly what is needed for your situation.
Yes. You can contact the EZ Mortgage team to talk through your goals and available options before you submit an application.
Select Apply Now to begin an application, or contact the EZ Mortgage team to talk through your options first.
EZ MORTGAGE SOLUTIONS
Ready to Take the Next Step?
Explore your financing options with the EZ Mortgage team.
© 2026 EZ Mortgage Solutions.
Privacy Policy    Terms of Use