Financing for the Place You Call Home.
Explore residential financing options for purchasing a primary home, with guidance from the EZ Mortgage team throughout the process.
OVERVIEW
Buying the home you’ll live in
Primary residence financing is designed for a home you plan to live in. The EZ Mortgage team can walk you through available options, how different terms affect your monthly payment, and what to expect as you move toward purchase.
FINANCING OPTIONS
Ways to finance a primary home
Conventional Loans
Conventional financing is a common path for purchasing a primary home, with fixed-rate options and a range of mortgage terms to consider for different budgets and plans.
FHA Loans
FHA financing is a government-insured option some homebuyers use when purchasing a primary residence. The EZ Mortgage team can explain how it compares with conventional financing for your situation.
WHEN TO CONSIDER IT
Built around your next home
Buying your first home
Understand each step of the process before you apply.
Moving to what’s next
Financing for a home that fits your household and plans.
Planning your payment
Compare terms and estimate payments with EZ’s calculators.
GOOD TO KNOW
Important considerations
- Mortgage term: shorter and longer terms change both the monthly payment and the total interest paid.
- Fixed-rate options keep principal and interest consistent over the life of the loan.
- Your down payment affects the loan amount and your monthly payment.
- Property taxes, homeowners insurance and any HOA dues are part of your monthly housing cost.
Program requirements, including credit, down payment, debt-to-income ratio and loan limits, vary. Confirm current requirements with EZ Mortgage Solutions before you apply.
RELATED
Tools for planning a purchase
QUESTIONS
Primary Residence FAQ
Primary residence financing is intended for a home you plan to live in as your main residence.
The EZ Mortgage team will typically ask about your goals, the property, your income and your down payment. They will confirm exactly what is needed for your situation.
Yes. You can contact the EZ Mortgage team to talk through your goals and available options before you submit an application.
Select Apply Now to begin an application, or contact the EZ Mortgage team to talk through your options first.
READY TO TAKE THE NEXT STEP?
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Explore your financing options with the EZ Mortgage team.
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FINANCING OPTIONS
Ways to finance a primary home
Conventional Loans
Conventional financing is a common path for purchasing a primary home, with fixed-rate options and a range of mortgage terms to consider for different budgets and plans.
FHA Loans
FHA financing is a government-insured option some homebuyers use when purchasing a primary residence. The EZ Mortgage team can explain how it compares with conventional financing for your situation.
WHEN TO CONSIDER IT
Built around your next home
Buying your first home
Understand each step of the process before you apply.
Moving to what’s next
Financing for a home that fits your household and plans.
Planning your payment
Compare terms and estimate payments with EZ’s calculators.
GOOD TO KNOW
Important considerations
- Mortgage term: shorter and longer terms change both the monthly payment and the total interest paid.
- Fixed-rate options keep principal and interest consistent over the life of the loan.
- Your down payment affects the loan amount and your monthly payment.
- Property taxes, homeowners insurance and any HOA dues are part of your monthly housing cost.
Program requirements, including credit, down payment, debt-to-income ratio and loan limits, vary. Confirm current requirements with EZ Mortgage Solutions before you apply.
RELATED
Tools for planning a purchase
QUESTIONS
Primary Residence FAQ
Primary residence financing is intended for a home you plan to live in as your main residence.
The EZ Mortgage team will typically ask about your goals, the property, your income and your down payment. They will confirm exactly what is needed for your situation.
Yes. You can contact the EZ Mortgage team to talk through your goals and available options before you submit an application.
Select Apply Now to begin an application, or contact the EZ Mortgage team to talk through your options first.